My hun bun asked me yesterday to join him for lunch at a new cafe I have been eye-balling in centro. Sweet, no? How could I refuse. So around noon we headed out, first stop was the bank, we needed some loot. He realizes he doesn't have our bank debit card, he looks at me as if I have it. I shuffle through our wallets, BTW he absolutely hates when i go through his wallet. NOTHING! Oh Shit!!! We travel home, nothing. He just pulled some $$ out the night before at Costcos ATM, we head over there just to check if maybe someone turned it in...hey, you never know!NADA. And I really need to mention that just the day before I called one of our banks to have another debit card issued because we lost that one a few months ago. Its almost as if I set this all in motion by doing that.
So moving on. While at Costco and trying to determine if our card was tucked in a drawer somewhere, honey decided to check our Banamex bank account balance at the ATM machine. The same machine that he was last at. We hardly use that account so guess who forgot his pin #. Yup that machine has it out for us. It sucked the card in and wouldn't spit it out. Can you believe it.
Quick recap on our situation- All of our income is earned in the US through variousInternet business that we are capable of running remotely here in MX. Thus, all of our income flows through our US bank accounts and we debit from an ATM as needed. No debit card ='s NO dinero. Well no dinero conveniently anyway. We decided we better check with our bank here which is Banamex, for wire txfr instructions/information.
After an hour at the bank and finding out that we needed to open a new account, (See about whats needed to open a bank account in MX below) we returned home reported our debit cards lost and had new ones issued AGAIN. pheww . What a day. Weve been laughing about it ever since.
Joint Checking Account requirements for opening an account at Banamex
US passport
Recent utility bill with your address - it does not have to have your name on the bill
Social Security # your card is NOT required
You receive a debit card immemorially associated with your account/
Our credit union has our address in Mexico and mail our cards to us when it's time for a new one. Same with AmEx.
ReplyDeleteWe've never had a problem. The one time we lost a card they fed ex'd us one. Much better than waiting to have stuff sent to a family member then having them fed ex it.
We always try to have a set amount of cash on hand in case something happens. So instead of waiting until we have no money we get money when cash on hand gets below a certain level. We learned this the hard way.
Good luck with your bank.
regards,
Theresa